FEBRIYANTI, I. R. .; HERDIANI, H. .; GUNAWAN, C. .; ZAHRA, Z. A. . Technology adoption as a pathway to financial inclusion in the digital economy: A study of Indonesian SME’s. Jurnal Mantik, [S. l.], v. 9, n. 4, p. 1195-1205, 2026. DOI: 10.35335/mantik.v9i4.6852. Disponível em: https://www.iocscience.org/ejournal/index.php/mantik/article/view/6852. Acesso em: 17 apr. 2026.