Supriadi, T., & Enyke Sjam, J. M. (2021). Effect of on Performing Loans (NPL), Loan to Deposit Ratio (LDR) and Operational Income Operating Costs (BOPO) on Return on Equity (ROE) PT. XDS Tbk Period 2011-2019. Jurnal Mantik, 4(4), 2453-2459. https://doi.org/10.35335/mantik.Vol4.2021.1182.pp2453-2459