Structural modeling analysis of digital literacy and entrepreneur on sustainability performance through innovation capability in MSMEs
Article Sidebar
Published:
Nov 30, 2025
Keywords:
Digital Literacy, Entrepreneur Literacy, Innovation Capability , Sustainability Performance, MSME
Section
Economy
Statistics Article
Article View : 0 Times
Main Article Content
Abstract
MSMEs in Indonesia, including in Mamuju City, face major challenges in improving their sustainability performance amidst global competition and rapid technological developments. The purpose of this study is to examine the significance of digital literacy and entrepreneur literacy in improving sustainability performance through innovation capability among Micro, Small, and Medium Enterprises (MSMEs). The research object is focused on MSME actors in the Manakarra Beach Pavilion area of Mamuju City, which is the largest MSME area in Mamuju City, West Sulawesi Province. This study employed a cross-sectional survey and a quantitative methodology method by developing a path analysis model. The population was all MSME actors in the area, and a purposive sampling method was employed to choose the sample. This study had 215 samples or respondents. This study used validity and reliability tests to ensure data accuracy. The study used statistical analytic methods and multiple linear regression using the SPSS version 20 software. The results of the research that has been conducted found that digital literacy and entrepreneurial literacy play a significant role in improving the sustainability performance of MSMEs, both directly and indirectly through innovation capability as a mediating variable. According to the study's findings, digital literacy and, Entrepreneur Literacy, and Innovation Capability on Sustainability Performance among MSME actors in Mamuju City
Downloads
Download data is not yet available.
Article Details
How to Cite
Nurhaerah, N. and JR, M. T. (2025) “Structural modeling analysis of digital literacy and entrepreneur on sustainability performance through innovation capability in MSMEs”, Jurnal Mantik, 9(3), pp. 1079-1088. doi: 10.35335/mantik.v9i3.6791.
References
Ahmad, Muh. I. S., Rahmi, Rijal, S., Supatminingsih, T., & Hasan, M. (2024). Investigating The Role Of Entrepreneurial Literacy And Digital Economy Literacy On The Success Of Msmes In The Culinary Sector: Why Does Entrepreneurial Motivation Matter? Jurnal Ekonomi Pendidikan Dan Kewirausahaan, 12(2), 235–250. https://doi.org/10.26740/jepk.v12n2.p235-250
Bramantyo, S. & Wahyu Eko Pujianto. (2025). Driving Structural Equation Modeling (SEM) Growth Innovation and Digital Capabilities. Indonesian Journal of Innovation Studies, 26(3). https://doi.org/10.21070/ijins.v26i3.1376
Dekeng Setyo Budiarto, Muhammad Agung Prabowo, & Tri Nur Kartika. (2023). Does Performance Improve Sustainability? Empirical Research On Indonesian MSMEs. International Journal of Business and Society, 24(3), 1252–1265. https://doi.org/10.33736/ijbs.6422.2023
Efendi, K., & Mariyai, F. (2023). The Influence of Entrepreneurship Character, Technology, and Financial Literacy on MSME Business Performance in Central Java and Yogyakarta. Jurnal Analisis Bisnis Ekonomi, 21. https://doi.org/10.31603/bisnisekonomi.v23i1.8515.
Firmansyah, D., Ahman, E., & Wahdiniwaty, R. (2024). Economic Competitiveness of SMEs: Digital Literacy, The Mediating Role of Digital Transformation and Innovation Capability. MIX: Jurnal Ilmiah Manajemen, 14(2), 294. https://doi.org/10.22441/jurnal_mix.2024.v14i2.002
Gao, J., Siddik, A. B., Khawar Abbas, S., Hamayun, M., Masukujjaman, M., & Alam, S. S. (2023). Impact of E-Commerce and Digital Marketing Adoption on the Financial and Sustainability Performance of MSMEs during the COVID-19 Pandemic: An Empirical Study. Sustainability, 15(2), 1594. https://doi.org/10.3390/su15021594
Heliani, H., & Iskandar, Y. (2024). MSMEs Financial Sustainability Model in Indonesia: Policy, Capital, Literacy, Structure. Jurnal Reviu Akuntansi Dan Keuangan, 14(1), 258–280. https://doi.org/10.22219/jrak.v14i1.29716
Kristiawati, E., Giriati, Wendy, & Malini, H. (2024). The Role of Financial Literacy and Entrepreneurial Orientation on MSME Sustainability: The Mediating Effect of E-Commerce. AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment), 24–30. https://doi.org/10.29165/ajarcde.v8i2.383
Kurniawan, -, Maulana, A., & Iskandar, Y. (2023). The Effect of Technology Adaptation and Government Financial Support on Sustainable Performance of MSMEs during the COVID-19 Pandemic. Cogent Business & Management, 10(1), 2177400. https://doi.org/10.1080/23311975.2023.2177400
Kussudyarsana, K., Maulana, H. K., Maimun, M. H., Santoso, B., & Nugroho, M. T. (2023). The Role of Social Capital, Innovation, and Capabilities on MSMEs’ Resilience in Economic Hard Times. Jurnal Manajemen Bisnis, 14(1), 72–89. https://doi.org/10.18196/mb.v14i1.15887
Lilya, S., & Pasaribu, R. D. (n.d.). The Influence Of Digital Literacy And Relative Advantage On E-Commerce Adoption Through Digital Training And Mentoring Among Msmes In Jakarta.
Malikhah, I., Nst, A. P., & Sari, Y. (2024). Implementasi Kompetensi SDM Terhadap Kinerja UMKM. 7.
Novianti, D. (2025). Improving Business Performance: The Influence of Entrepreneurial Characteristics and Digital Literacy through Marketing Capability. Journal of Education, 10(1).
Panjaitan, R., Hasan, M., & Vilkana, R. (2022). Sophisticated technology innovation capability: Entrepreneurial resilience on disaster -resilient MSMEs. Serbian Journal of Management, 17(2), 375–388. https://doi.org/10.5937/sjm17-39294
Permata Sari, B., Rimbano, D., Marselino, B., Aprilia Sandy, C., & Ria Hairum, R. (2022). Determinasi Literasi Keuangan dan Inklusi Keuangan Terhadap Kinerja dan Keberlangsungan Usaha UMKM. Owner, 6(3), 2865–2874. https://doi.org/10.33395/owner.v6i3.928
Priambodo, A., Sulaeman, M., Permana, I., & Sugiarto, I. (2024). Enhancing the Performance and Competitiveness of Women in MSMES Through Marketing, Capital, and Digital Literacy. Widya Cipta: Jurnal Sekretari Dan Manajemen, 8(1), 1–12. https://doi.org/10.31294/widyacipta.v8i1.16298
Putra, A. T., Inanna, Tahir, T., Mustari, & Hasan, M. (2023). Analysis of Financial Literacy and Digital Literacy on the Sustainability of Micro, Small and Medium Enterprises (MSMEs). International Journal of Asian Business and Management, 2(6), 977–992. https://doi.org/10.55927/ijabm.v2i6.6978
Q.A, I. N., Sawitri, H. S. R., Riani, A. L., Istiqomah, S., Suprapti, A. R., & Harsono, M. (2024). Digital Literacy on SME Business Performance and The Mediating Role of Entrepreneurial Skills. Jurnal Aplikasi Bisnis Dan Manajemen. https://doi.org/10.17358/jabm.10.3.847
Rahmani, S., Abdillah, F., & Ristanti, V. (2025). Optimizing MSME sustainability through digital marketing, innovation, and financial literacy with financial technology support. 14(1), 212–239.
Rasjid, R. D. A. (2022). The Influence Of Financial Literacy On Intentions To Increase The Performance And Sustainability Of Msmes During The Covid-19 Pandemic In Bulukumba. Journal Of Applied Managerial Accounting, 6(1), 132–145. https://doi.org/10.30871/jama.v6i1.3600
Ridlo, W., Arsila, Y., Haeqal, M., & Arifin, Z. (2025). Implementation Of The Marketing Mix For Educational Services At Senior High School Muhammadiyah 1 Yogyakarta. INTIHA: Islamic Education Journal, 2(3), 358–374. https://doi.org/10.58988/intiha.v2i3.356
Ridlo, W., Sofiana, A. N., & Sabarudin, S. (2025). Collaborative Leadership as a Catalyst in Optimizing the Quality of Education at Elementary School. Edunesia?: Jurnal Ilmiah Pendidikan, 6(3), 1346–1362. https://doi.org/10.51276/edu.v6i3.1130
Sari, D., Kusuma, B. A., Sihotang, J., & Febrianti, T. (2023). The role of entrepreneurial marketing & innovation capability in the performance of SMEs during covid-19 pandemic: Evidence of MSMEs in West Java. Cogent Business & Management, 10(1), 2194091. https://doi.org/10.1080/23311975.2023.2194091
Setiani, D., Pratiwi, Y., & Komara, A. (2024). Financial Behavior Mediates Financial Literacy And Inclusion On The Performance Of Cirebon City MSMES. International Journal Of Humanities Education And Social Sciences (IJHESS), 4, 124–139. https://doi.org/10.55227/ijhess.v4i1.1126
Srikarsa, N., Gorda, A. A. N. E. S., & Pasek, G. W. (2024). The Influence of Open Innovation and Digital Literacy on Business Sustainability with New Product Development as an Intervening Variable in Leading UMKM in Buleleng District. International Journal of Social Science and Business, 8(2), 283–289. https://doi.org/10.23887/ijssb.v8i2.77056
Violeta, O. D., Yuliusman, Y., & Erwati, M. (2024). Pengaruh Financial Literacy Dan E-Commerce Terhadap Business Sustainability Melalui Kinerja Usaha (Studi Kasus Pada Umkm Makanan Dan Minuman Di Kota Jambi): Jurnal Manajemen Terapan dan Keuangan, 13(03), 1025–1035. https://doi.org/10.22437/jmk.v13i03.36092
Zahwa, A., Sutjipto, M. R., & Salim, D. F. (2025). A strategic model for women entrepreneurs: Digital literacy, resources, and innovation in enhancing MSME performance. Edelweiss Applied Science and Technology, 9(4), 2571–2586. https://doi.org/10.55214/25768484.v9i4.6607
Bramantyo, S. & Wahyu Eko Pujianto. (2025). Driving Structural Equation Modeling (SEM) Growth Innovation and Digital Capabilities. Indonesian Journal of Innovation Studies, 26(3). https://doi.org/10.21070/ijins.v26i3.1376
Dekeng Setyo Budiarto, Muhammad Agung Prabowo, & Tri Nur Kartika. (2023). Does Performance Improve Sustainability? Empirical Research On Indonesian MSMEs. International Journal of Business and Society, 24(3), 1252–1265. https://doi.org/10.33736/ijbs.6422.2023
Efendi, K., & Mariyai, F. (2023). The Influence of Entrepreneurship Character, Technology, and Financial Literacy on MSME Business Performance in Central Java and Yogyakarta. Jurnal Analisis Bisnis Ekonomi, 21. https://doi.org/10.31603/bisnisekonomi.v23i1.8515.
Firmansyah, D., Ahman, E., & Wahdiniwaty, R. (2024). Economic Competitiveness of SMEs: Digital Literacy, The Mediating Role of Digital Transformation and Innovation Capability. MIX: Jurnal Ilmiah Manajemen, 14(2), 294. https://doi.org/10.22441/jurnal_mix.2024.v14i2.002
Gao, J., Siddik, A. B., Khawar Abbas, S., Hamayun, M., Masukujjaman, M., & Alam, S. S. (2023). Impact of E-Commerce and Digital Marketing Adoption on the Financial and Sustainability Performance of MSMEs during the COVID-19 Pandemic: An Empirical Study. Sustainability, 15(2), 1594. https://doi.org/10.3390/su15021594
Heliani, H., & Iskandar, Y. (2024). MSMEs Financial Sustainability Model in Indonesia: Policy, Capital, Literacy, Structure. Jurnal Reviu Akuntansi Dan Keuangan, 14(1), 258–280. https://doi.org/10.22219/jrak.v14i1.29716
Kristiawati, E., Giriati, Wendy, & Malini, H. (2024). The Role of Financial Literacy and Entrepreneurial Orientation on MSME Sustainability: The Mediating Effect of E-Commerce. AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment), 24–30. https://doi.org/10.29165/ajarcde.v8i2.383
Kurniawan, -, Maulana, A., & Iskandar, Y. (2023). The Effect of Technology Adaptation and Government Financial Support on Sustainable Performance of MSMEs during the COVID-19 Pandemic. Cogent Business & Management, 10(1), 2177400. https://doi.org/10.1080/23311975.2023.2177400
Kussudyarsana, K., Maulana, H. K., Maimun, M. H., Santoso, B., & Nugroho, M. T. (2023). The Role of Social Capital, Innovation, and Capabilities on MSMEs’ Resilience in Economic Hard Times. Jurnal Manajemen Bisnis, 14(1), 72–89. https://doi.org/10.18196/mb.v14i1.15887
Lilya, S., & Pasaribu, R. D. (n.d.). The Influence Of Digital Literacy And Relative Advantage On E-Commerce Adoption Through Digital Training And Mentoring Among Msmes In Jakarta.
Malikhah, I., Nst, A. P., & Sari, Y. (2024). Implementasi Kompetensi SDM Terhadap Kinerja UMKM. 7.
Novianti, D. (2025). Improving Business Performance: The Influence of Entrepreneurial Characteristics and Digital Literacy through Marketing Capability. Journal of Education, 10(1).
Panjaitan, R., Hasan, M., & Vilkana, R. (2022). Sophisticated technology innovation capability: Entrepreneurial resilience on disaster -resilient MSMEs. Serbian Journal of Management, 17(2), 375–388. https://doi.org/10.5937/sjm17-39294
Permata Sari, B., Rimbano, D., Marselino, B., Aprilia Sandy, C., & Ria Hairum, R. (2022). Determinasi Literasi Keuangan dan Inklusi Keuangan Terhadap Kinerja dan Keberlangsungan Usaha UMKM. Owner, 6(3), 2865–2874. https://doi.org/10.33395/owner.v6i3.928
Priambodo, A., Sulaeman, M., Permana, I., & Sugiarto, I. (2024). Enhancing the Performance and Competitiveness of Women in MSMES Through Marketing, Capital, and Digital Literacy. Widya Cipta: Jurnal Sekretari Dan Manajemen, 8(1), 1–12. https://doi.org/10.31294/widyacipta.v8i1.16298
Putra, A. T., Inanna, Tahir, T., Mustari, & Hasan, M. (2023). Analysis of Financial Literacy and Digital Literacy on the Sustainability of Micro, Small and Medium Enterprises (MSMEs). International Journal of Asian Business and Management, 2(6), 977–992. https://doi.org/10.55927/ijabm.v2i6.6978
Q.A, I. N., Sawitri, H. S. R., Riani, A. L., Istiqomah, S., Suprapti, A. R., & Harsono, M. (2024). Digital Literacy on SME Business Performance and The Mediating Role of Entrepreneurial Skills. Jurnal Aplikasi Bisnis Dan Manajemen. https://doi.org/10.17358/jabm.10.3.847
Rahmani, S., Abdillah, F., & Ristanti, V. (2025). Optimizing MSME sustainability through digital marketing, innovation, and financial literacy with financial technology support. 14(1), 212–239.
Rasjid, R. D. A. (2022). The Influence Of Financial Literacy On Intentions To Increase The Performance And Sustainability Of Msmes During The Covid-19 Pandemic In Bulukumba. Journal Of Applied Managerial Accounting, 6(1), 132–145. https://doi.org/10.30871/jama.v6i1.3600
Ridlo, W., Arsila, Y., Haeqal, M., & Arifin, Z. (2025). Implementation Of The Marketing Mix For Educational Services At Senior High School Muhammadiyah 1 Yogyakarta. INTIHA: Islamic Education Journal, 2(3), 358–374. https://doi.org/10.58988/intiha.v2i3.356
Ridlo, W., Sofiana, A. N., & Sabarudin, S. (2025). Collaborative Leadership as a Catalyst in Optimizing the Quality of Education at Elementary School. Edunesia?: Jurnal Ilmiah Pendidikan, 6(3), 1346–1362. https://doi.org/10.51276/edu.v6i3.1130
Sari, D., Kusuma, B. A., Sihotang, J., & Febrianti, T. (2023). The role of entrepreneurial marketing & innovation capability in the performance of SMEs during covid-19 pandemic: Evidence of MSMEs in West Java. Cogent Business & Management, 10(1), 2194091. https://doi.org/10.1080/23311975.2023.2194091
Setiani, D., Pratiwi, Y., & Komara, A. (2024). Financial Behavior Mediates Financial Literacy And Inclusion On The Performance Of Cirebon City MSMES. International Journal Of Humanities Education And Social Sciences (IJHESS), 4, 124–139. https://doi.org/10.55227/ijhess.v4i1.1126
Srikarsa, N., Gorda, A. A. N. E. S., & Pasek, G. W. (2024). The Influence of Open Innovation and Digital Literacy on Business Sustainability with New Product Development as an Intervening Variable in Leading UMKM in Buleleng District. International Journal of Social Science and Business, 8(2), 283–289. https://doi.org/10.23887/ijssb.v8i2.77056
Violeta, O. D., Yuliusman, Y., & Erwati, M. (2024). Pengaruh Financial Literacy Dan E-Commerce Terhadap Business Sustainability Melalui Kinerja Usaha (Studi Kasus Pada Umkm Makanan Dan Minuman Di Kota Jambi): Jurnal Manajemen Terapan dan Keuangan, 13(03), 1025–1035. https://doi.org/10.22437/jmk.v13i03.36092
Zahwa, A., Sutjipto, M. R., & Salim, D. F. (2025). A strategic model for women entrepreneurs: Digital literacy, resources, and innovation in enhancing MSME performance. Edelweiss Applied Science and Technology, 9(4), 2571–2586. https://doi.org/10.55214/25768484.v9i4.6607
Copyright and Licensing
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.