The influence of financial technology and financial management knowledge on students' entrepreneurial interest at Bengkulu university
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Published:
Feb 28, 2024
Keywords:
Entrepreneurial Interest, Financial Management Knowledge, Financial Technology
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Economy
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Abstract
Difficulty finding employment is a problem that has not been resolved to date. Therefore, there is a need for awareness to create one's own jobs, so that the unemployment rate can be reduced. This research aims to determine the relationship between financial technology and financial management knowledge on the entrepreneurial interest of Bengkulu University students. This research uses quantitative methods with primary data. The population of this study were Bengkulu University students, and the sample used in this study was 190 samples. Data testing in this research used the help of SmartPLS software. The results of this research show that H1 is accepted, while H0 is rejected, indicating that financial technology (X1) and financial management knowledge (X2) influence students' entrepreneurial interest (Y). Furthermore, the results also show that financial technology (X1) and financial management knowledge (X2) contribute 66.8% to students' entrepreneurial interest (Y). the remaining 33.2% was influenced by other factors that were not examined in this study
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Ahmad Yusufi, A. . and Prabawa, S. A. . (2024) “The influence of financial technology and financial management knowledge on students’ entrepreneurial interest at Bengkulu university”, Jurnal Mantik, 7(4), pp. 3845-3851. doi: 10.35335/mantik.v7i4.4820.
References
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Susanti, A., Ismunawan, ., Pardi, ., & Ardyan, E. (2018). Tingkat Pendidikan, Literasi Keuangan, dan Perencanaan Keuangan terhadap Perilaku Keuangan UMKM di Surakarta. Telaah Bisnis, 18(1), 45–56. https://doi.org/10.35917/tb.v18i1.93
Wardana, I. M., & Pratiwi, Y. (2016). BERWIRAUSAHA MAHASISWA FAKULTAS EKONOMI DAN BISNIS Fakultas Ekonomi dan Bisnis Universitas Udayana ( Unud ), Bali , Indonesia Kesulitan untuk mendapatkan pekerjaan menimbulkan banyak pengangguran di Indonesia ( Mahanani , 2014 ). Pengangguran dan kemiskin. 5(8), 5215–5242.
Yadewani, D., & Wijaya, R. (2017). Pengaruh e-Commerce Terhadap Minat Berwirausaha. Jurnal RESTI (Rekayasa Sistem Dan Teknologi Informasi), 1(1), 64–69. https://doi.org/10.29207/resti.v1i1.6
Appiah-otoo, I., & Lagu, N. (2021). Dampak Fintech terhadap Pengentasan Kemiskinan: Bukti dari Tiongkok.
Apriyadi, R., Candy, C., & Nainggolan, F. (2023). Intech Ecosystem As Influencer of Young Entrepreneurial Intentions. Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), 7(2), 1715–1732. https://doi.org/10.31955/mea.v7i2.3258
Ayuningtias, H. A., & Ekawati, S. (2017). Faktor-faktor yang mempengaruhi minat berwirausaha pada mahasiswa fakultas ekonomi universitas tarumanagara. Jurnal Ekonomi, 20(1), 49–71. https://doi.org/10.24912/je.v20i1.307
Chin, W. W. (2014). The Partial Least Squares Approach to Structural Equation Modeling. January 1998.
Dwinta, I., & Cinthia, Y. (2010). Pengaruh Locus Of Control, Financial Knowledge, Income Terhadap Financial Management Behavior. Jurnal Bisnis Dan Akuntansi, 12(3), 131–144.
Hadad, S. (2017). Knowledge Economy: Characteristics and Dimensions. Management Dynamics in the Knowledge Economy, 5(2), 203–225. https://doi.org/10.25019/MDKE/5.2.03
Handayani, M. A., Amalia, C., & Sari, T. D. R. (2022). Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Kepribadian Terhadap Perilaku Manajemen Keuangan (Studi Kasus pada Pelaku UMKM Batik di Lampung). EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, 10(2), 647–660. https://doi.org/10.37676/ekombis.v10i2.2262
Hartomo. (2019). UMKM Sumbang Rp.8.400 Triliun ke Perekonomian Nasional pada 2018. Economy.Okezone.Com. https://www.google.com/amp/s/economy.okezone.com/amp/2019/06/19/320/2068296/umkm-sumbang-rp8-400-triliun-ke-perekonomian-nasional-pada-2018
Hartono, H., & Halim, E. (2014). The Impact of Knowledge Management and Entrepreneur’s Knowledge on Innovation and Firm Performance. The Winners, 15(2), 108. https://doi.org/10.21512/tw.v15i2.624
Herdinata, C., & Kohardinata, C. (2017). Pengaruh Regulasi dan Kolaborasi Terhadap Literasi Keuangan dalam Upaya Penerapan Financial Technology pada Usaha Kecil dan Menengah. 2016, 135–139.
Kristianti, N. M. M. A., & Dewi, G. A. K. R. S. (2022). Pengaruh Pendidikan Kewirausahaan, Literasi Keuangan, Lingkungan Keluarga Dan Love Of Money Terhadap Minat Mahasiswa Dalam Berwirausaha. JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi), 13(4), 1–12.
Lerner, J., & Nanda, R. (2020). Venture Capital’s Role in Financing Innovation: What We Know and How Much We Still Need to Learn. 34(3), 237–261.
Najib, M., Ermawati, W. J., Fahma, F., Endri, E., & Suhartanto, D. (2021). Inovasi Terbuka.
Novianti, M., & Salam, A. (2021). Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Kepribadian terhadap Perilaku Manajemen Keuangan Pelaku UMKM Di Moyo Hilir. Jurnal Manajemen Dan Bisnis, 4(3), 18–26.
nur kholid, M., Alvian, S., & Tumewang, yunice karina. (2020). 72 Determinants of Mobile Accounting App Adoption By. Journal of Accounting and Strategic Finance Vol.3 No.1 June 2020, Pp. 52-70. ISSN, 3(1), 52–70.
Osakede, U. A., Lawanson, A. O., & Sobowale, D. A. (2017). Entrepreneurial interest and academic performance in Nigeria?: evidence from undergraduate students in the University of Ibadan. https://doi.org/10.1186/s13731-017-0079-7
Rahmadi, A. N., & Heryanto, B. (2016). ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT BERWIRAUSAHA PADA MAHASISA PROGRAM STUDI MANAJEMEN FAKULTAS EKONOMI UNIVERSITAS KADIRI. Jurnal Ekonomi Universiras Kadiri, 1(2), 16.
Risher, J. (2018). When to use and how to report the results of PLS-SEM. December. https://doi.org/10.1108/EBR-11-2018-0203
Robb, C. A., & Woodyard, A. S. (2011). Financial Knowledge and Best Practice Behavior. 205, 60–70.
Sekaran, U. (2006). Metodologi Penelitian untuk bisnis (4th ed., Vol. 1). Salemba Empat.
Shao, xiuyan. (2011). Working Papers on Information Systems Consumer Acceptance and Use of Information Technology?: Adding consumption theory to UTAUT2. Social Influence, 11(2011).
Siagian, N. F. (2023). Peran Kecerdasan Emosional dalam Memediasi Pengaruh Pengetahuan Manajemen terhadap Minat Berwirausaha Mahasiswa. Jurnal Ekonomi, Akutansi Dan Manajemen Nusantara (JEAMA), 1(2), 97–102.
Sugiyono. (2013). METODE PENELITIAN KUANTITATIF, KUALITATIF, DAN R&D (19th ed.). ALFABETA.
Sugiyono. (2015). Metode Penelitian Kuantitatif, Kualitatif, Dan R&D. Alfabeta.
Susanti, A., Ismunawan, ., Pardi, ., & Ardyan, E. (2018). Tingkat Pendidikan, Literasi Keuangan, dan Perencanaan Keuangan terhadap Perilaku Keuangan UMKM di Surakarta. Telaah Bisnis, 18(1), 45–56. https://doi.org/10.35917/tb.v18i1.93
Wardana, I. M., & Pratiwi, Y. (2016). BERWIRAUSAHA MAHASISWA FAKULTAS EKONOMI DAN BISNIS Fakultas Ekonomi dan Bisnis Universitas Udayana ( Unud ), Bali , Indonesia Kesulitan untuk mendapatkan pekerjaan menimbulkan banyak pengangguran di Indonesia ( Mahanani , 2014 ). Pengangguran dan kemiskin. 5(8), 5215–5242.
Yadewani, D., & Wijaya, R. (2017). Pengaruh e-Commerce Terhadap Minat Berwirausaha. Jurnal RESTI (Rekayasa Sistem Dan Teknologi Informasi), 1(1), 64–69. https://doi.org/10.29207/resti.v1i1.6
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